How to Build a Secure Retirement Fund


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Every week, I run into people who were suddenly left high and dry, with no plan for future income.

Do you think you’re too young and too broke to retire? Do you think you’re too old to get a job, or at least to get a job that pays anywhere near what you need to live on?

And if you don’t think it’s bad yet, just wait.

It’s been estimated that 40% of all jobs in the US will be gone in less than 20 years. Other estimates aren’t quite as dire, but no one is claiming that the economy is NOT changing.

Automation, Artificial Intelligence. Globalization. Shopping habits.

How we live. How we eat. How we shop. How we work.

It’s all changing and that means disruption.

If you’re looking at retiring either voluntarily or because of changes in the economic climate, then I have a question for you.

Are you ready to retire?

There are a lot of different formulas for determining how much money you need to have put away. For me, there is really only one. It’s actually an equation:

Investment Amount x Return = Income or Cash Flow

As long as that income is higher than your monthly expenditures (with an amount included for inflation and unexpected emergencies), than you will never run out of money.

Never.

You have an infinite supply of wealth. It will last forever. As long as the return stays higher than you need it to.

**There are two ways to crack that nut. One is to increase the cash flowing to you, by either having more invested or getting a higher return. And the other is by reducing your expenses. Personally, I like doing all three. **

Recently, I talked to a friend who was investing mainly in dividend producing stocks. The return would be about 3 – 5%. In other words, if you invested $100,000, you were pretty sure you’d receive somewhere between $3,000 – $5,000 in a year.

Since that probably isn’t enough to live on, you need to have more than $100,000 invested in the dividend-producing stocks if that is your sole strategy.

At the same time, Richard and I are looking at real estate projects in an area that has a severe rental unit shortage. We can get 12% cash on cash return with our investment. So, if we invested $100,000 we would receive a conservative $12,000. That is $1,000 per month.

That’s why I love real estate.

We grow businesses online to create semi-passive income streams and use that money to continue to buy real estate for passive income streams.

If you build it, you need to protect it.

Protect it from frivolous lawsuits. Protect it from bad tenants. Protect it from too much tax.

Build it out so you pay LESS tax because you own real estate.

That’s what I help you do.

Understand the numbers. Is it a good deal? How could you make it a better deal, even after you’ve bought it?

Hold it so it’s protected in case of a stupid lawsuit. Have you set up the right business structure and set it up in the right state to protect your asset plus pay the least amount of taxes legally possible. And, once you’ve got the business structure set up, do you know how to run it right so you don’t blow the protection.

Do you want to pay less tax, safely and legally? Do you have the right business structures? Are you taking the right business deductions? Are you using the right depreciation strategically?

No matter where you are in your life, it’s not too early or too late to start building for the future.
Passive income means freedom.

Want to know more? Visit www.USTaxAid.com.

Got a tax question? Here’s how to ask: https://www.ustaxaid.com/tax-question/



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